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Debit Card Alert
Please contact Sanger Bank if you will be traveling out of Texas or Oklahoma.
Due to continuous debit card fraud across the United States and internationally please contact our main branch at (940)458-4600 to add your debit card to our “traveler’s list”.
Remember: Please monitor your accounts for any unusual transactions. If you find a check or an electronic withdrawal you did not authorize, please contact us at (940)458-4600.
Do not disclose information about your card over the telephone. No one needs to know your PIN...not even your financial institution. If you perform transactions over the telephone using your debit card, never disclose your PIN.
Be aware of phone scams. Automated recordings are dialing random home and cell phone numbers stating that your debit card has been compromised. Do not give any information relating to your card number or PIN.
if you have lost your debit card please call (940)458-4600 during banking hours. If it is after banking hours, holidays and weekends please call (940)458-4600 option 6.
Conducting Your Transactions Online
Federal financial regulators are reporting that Internet threats have changed significantly over the past several years. Sophisticated hacking techniques and growing organized cyber-criminal groups are increasingly targeting financial institutions, compromising security controls, and engaging in online account takeovers and fraudulent electronic funds transfers.
In order to help ensure the security of your online transactions, we want you to know that:
- We will never email, call or otherwise ask you for your user name, password or other electronic banking credentials
- You can help protect yourself by implementing alternative risk control processes like:
- Making sure you choose an adequate user name and password that, at a minimum, mixes in small case letters, upper case letters and numbers
- Periodically changing your password (e.g., at least every 90 days)
- Having current anti-malware and anti-virus software
- Safeguarding your user name and password information
- Making sure you have a firewall in place when conducting your financial transactions
- Logging off the system when you're done conducting business (don't just close the page or "X" out of the system)
- Monitoring your account activity on a regular basis
In addition, we may require owners of commercial accounts to perform their own risk assessments and controls evaluations. For example:
- Make a list of the risks related to online transactions that your business faces including
- Passwords being written down and left out in the open
- The use of old or inadequate passwords
- The possibility of internal fraud or theft
- Delays in terminating the rights of former employees
- The lack of dual control or other checks and balances over individual access to online transaction capabilities
- An evaluation of controls your business uses may include
- Using password protected software to house passwords in
- Conducting employee background checks
- Initiating a policy and process to terminate access for former employees
- Segregating duties among two or more people so no one person has too much access or control
- Conducting internal or third party audits of controls
- Using fire walls to protect from outside intrusion or hackers
Federal regulations provide consumers with some protections for electronic fund transfers. These regulations generally apply to accounts with Internet access. For example, these federal laws establish limits on a consumer's liability for unauthorized electronic fund transfers. They also provide specific steps you need to take to help resolve an error with your account. Note, however, that in order to take advantage of these protections, you must act in a timely manner. Make sure you notify us immediately if you believe your access information has been stolen or compromised. Also, review your account activity and periodic statement and promptly report any errors or unauthorized transactions. See the Electronic Fund Transfer disclosures that were provided at account opening for more information on these types of protections. These disclosures are also available online (or ask us and we will gladly provide you with a copy).
If you become aware of suspicious account activity, you should immediately contact the authorities and contact us at the number listed below.
(940) 458-4600501 N. Stemmons
PO Box 1029
Sanger, TX 76266
(940) 872-96001308 HWY 59 Noth
PO Box 979
Bowie, TX 76230